Dates and location
Pricing
Hours
Dates and location
Pricing
Hours
Description
If retirement is on your horizon, the decisions you make in the next decade will shape your financial security for life. This course delivers actionable strategies for optimizing registered accounts, timing CPP and OAS, tax-efficient drawdown planning, and corporate wealth extraction. You'll explore the critical differences between accumulation and decumulation planning with insights you can apply to your own retirement and your clients' transitions.
Key Takeaways
Upon completion of this course, learners will understand:
- How to structure tax efficient savings and drawdown strategies.
- Important factors to consider when choosing to start CPP and OAS.
- Investment approaches for the transition from accumulation to income generation, including whether alternative strategies are appropriate.
- Budgeting frameworks that reflect how spending actually changes in retirement.
- Key estate planning considerations to protect your legacy.
Who Will Benefit
CPAs within 10 years of retirement and those advising clients through the transition. Relevant for both employees and firm owners/partners. Assumes foundational knowledge of Canadian tax and basic knowledge of registered accounts.
How to Access the Course
This course is a live webinar. You must attend the live course to receive verifiable CPD hours. We recommend you join five minutes prior to the scheduled starting time. To get the full experience of this interactive course, use a computer that has video and microphone capabilities.
If available, course materials can be accessed 2 business days prior to the course and should be downloaded in advance.
Registration, cancellation, withdrawal and all other CPA Ontario PD policies can be found here.
Speaker(s)
John Baynham, CIM®, CFP®, specializes in retirement income planning, drawing on experience at a Big 5 bank wealth management division and in the insurance industry. He holds the Chartered Investment Manager® and Certified Financial Planner® designations. John puts on workshops for various municipalities across the GTA on the topics of retirement income management and estate planning. He won the QAFP Exam Award of Merit for getting the highest marks in Canada on the QAFP financial planning exams. John sits on the boards of multiple charities supporting Canadians living with dementia and their caregivers.