In this completely updated 4-hour course we’ll cover everything you need to know about government, bank, and personal debt.

We’ll start with where debt problems come from, human nature and the previous low interest-rate environment. Then we’ll look at how the government and central banks control the economy through fiscal and monetary policy, and we’ll take a detailed look at the latest financial statements of both Canada and the United States.

We’ll also compare Canada's financial health to other countries, and we’ll look at the effect of the unprecedented quantitative easing created by our central bank, the Bank of Canada, including a look at its latest financial statements.

And we'll also look at the financial stability and risks facing the big six Canadian chartered banks including a look at the consolidated balance sheet of all six of them.

Lastly, we'll cover everything you need to know about personal debt including how to find out and improve your credit score, pay off your debts, and whether RRSPs are a better option than paying off debt including a look at the RRSP versus pay down debt calculator spreadsheet which is included with the course.

This course is designed to inspire you to take control of your debt, if that is needed, and arm you with the information you need to know about debt at all levels so you can optimize your financial strategies going forward.

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By the end of this course, participants will be able to:

• Understand the psychology of debt and what is fuelling the debt binge.
• Learn the ins and outs of fiscal and monetary policy.
• Gauge Canada’s financial situation versus the world.
• Find out the ugly truth about the United States’ financial position by studying their latest financial statements.
• Learn from personal stories of people dealing with debt issues.
• Find out how the Bank of Canada is pumping billions of dollars into the economy.
• Get up to speed about the strengths and weaknesses of Canada’s big six chartered banks including a look at a consolidated balance sheet of all of them.
• Learn everything you need to know about personal debt including how to find out and improve your credit score.
• Get a free Excel calculator called the RRSP versus Pay Down Debt Calculator that will be demonstrated in this course.
• Find out the options for getting out of debt including doing it yourself, a credit counselling debt management program, consumer proposal and bankruptcy.
• Includes 10 secrets to improving your credit score.