Dates and location
Pricing
Hours
Dates and location
Pricing
Hours
Description
Examine how Environmental, Social and Governance (ESG) factors influence risk assessments and credit decisions for private, small and middle-market commercial lenders. ESG factors can affect a company's ability to service debt obligations but are often overlooked or misinterpreted. Many financial institutions face a disconnect between actions at the individual borrower level and the lender's own ESG profile, including how to manage messaging to stakeholders. This course ensures that credit professionals will understand the impact sustainability practices can have on a company's risk profile and on a firm's disclosure practices when dealing with ESG lending.
ESG for Commercial Lenders considers how climate risks may affect business operations, its physical collateral, and how changes to a borrower's reputation can impact its supply chain and financial results. The course includes an interactive case study where participants will have the opportunity to analyze a borrowing client and conduct downside sensitivity analysis in Excel using an ESG lens.
Key Takeaways
By the end of this course, participants will be able to:
- Explain why ESG risks should be a material consideration for commercial lenders.
- Define how financed emissions influence a lender's ESG disclosures.
- Calculate a borrower's attribution factor using PCAF Standards.
- Explain systems thinking and how it relates to ESG integration and credit risk.
- Integrate ESG factors into a financial model and calculate adjusted financial ratios for an example borrower.
- Identify trends and future strategies for incorporating ESG into credit risk analysis.
Who Will Benefit
Current and aspiring credit professionals, including relationship managers, credit analysts and risk managers looking to improve their understanding and implementation of ESG integration techniques to assess credit risk.
Disclaimer
Most of CPA Ontario's 450+ on-demand courses are compatible with the mobile app. Unfortunately, this on demand course is not compatible. For the best learning experience, we suggest you use your computer.
How to Access the Course
This is an online session. This course is available 24 hours a day, 7 days a week. Once registered, you can access the material at any time.
However, you will only have access to the course for 90 days after REGISTRATION.
To access the course please visit our BlackBoard site, and log-in using the same login and password used for the Registration Portal. Please allow up to 15 minutes after registration for the course to appear on your BlackBoard page.
Registration, cancellation, withdrawal and all other CPA Ontario PD policies can be found here.
Speaker(s)
Kyle Peterdy received his MBA from the University of British Columbia in Vancouver, B.C. Prior to joining CFI, Kyle Peterdy worked both in financial services and in education. Most recently he spent six years with RBC managing Canadian-based commercial borrowers across a variety of sectors including technology, retail & hospitality, and manufacturing & wholesale. Aside from his client-facing responsibilities, Kyle also regularly served as a mentor for new hires to support their training and development in role.